Payment Products

Complete Payment
Infrastructure

Everything you need to accept, manage, and settle payments across Africa. Built for developers, designed for scale.

Virtual Accounts

Dedicated Virtual Accounts for Every Customer

Generate unique virtual bank accounts for each of your customers. Automatically reconcile incoming payments and eliminate manual tracking.

  • Instant account generation via API
  • Automatic payment reconciliation
  • Multi-currency support
  • Real-time deposit notifications

Virtual Accounts

Automated collection

Account Number Active
8012345678
Bank Name Verified
Wema Bank (VFD)
Customer Reference
cust_7x8k2m9p

Payment Methods

Multiple channels

Bank Transfer
Card Payments
Mobile Money
USSD
Payment Collection

Accept Payments via Bank Transfer, Cards & Mobile Money

Offer your customers multiple ways to pay. From bank transfers to card payments and mobile money — all unified under a single API.

  • Unified API for all payment methods
  • Instant payment confirmation
  • PCI-DSS compliant card processing
Merchant Wallets

Real-Time Balance Tracking & Management

Monitor your funds in real time. Track every inflow and outflow with a comprehensive wallet ledger designed for transparency.

  • Real-time balance updates
  • Detailed transaction ledger
  • Multi-currency wallet support
  • Programmatic fund management

Wallet Overview

Live balance

Available Balance ₦2,450,000 +12.5%
Today's Inflow +₦340,000
Pending ₦85,000

Settlement Schedule

Automated payouts

Daily Settlement
Active
Last Payout
₦1,200,000
Next Settlement
Tomorrow, 9:00 AM
Automated Settlements

Automatic Settlement to Your Bank Account

Set your preferred settlement schedule and let Bridgenetic handle the rest. Funds are automatically transferred to your bank account on time, every time.

  • Configurable settlement schedules
  • Same-day or next-day payouts
  • Detailed settlement reports
Webhooks

Real-Time Event Notifications

Stay informed about every transaction event as it happens. Receive instant webhook notifications for deposits, settlements, and status changes.

  • Instant event delivery
  • Automatic retries with exponential backoff
  • Signature verification for security
  • Comprehensive event logging

Webhook Events

Real-time notifications

deposit.received 200 OK
2 seconds ago
settlement.completed 200 OK
15 minutes ago
account.created 200 OK
1 hour ago

Ready to Transform Your Payment Infrastructure?

Join hundreds of businesses using Bridgenetic to collect payments, manage wallets, and automate settlements.